When inspiration strikes, Affirm gives you payment options to suit your budget.
Just select Affirm at checkout to pay over time for your purchase.
Hot Tubs Starting at
$147.15 per month
Buying with Affirm is simple
Fill your cart
Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.
Choose Affirm
Pick the payment plan you like best. You'll never pay more than you agree to up front.
Pay over time
Make payments to affirm.com or in the Affirm app. You'll get email and text reminders.
Just select Affirm at checkout
Say yes with
confidence
When you buy with Affirm, you'll always know exactly what you'll owe and when you'll be done paying.
Transparent
Never pay more than the price of your purchase. Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you. Our smart checkout gives you the options.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Rates from 0% - 36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Frequently Asked Questions
What is Affirm?
Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time decisions and financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments over time.
Does checking by eligibility affect my credit score?
No. Your credit score won't be affected when you create an Affirm account or check eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.
How does Affirm approve borrowers for loans?
Affirm will ask you for a few pieces of personal information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Affirm uses this information to verify your identity, and to make an instant loan decision. Affirm will base its loan decision not only on your credit score, but also on several other data points about you. This means you may be able to obtain financing from Affirm even if you don’t have an extensive credit history.
Do I need a mobile number to use Affirm?
Yes. You'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
How is interest calculated on Affirm?
Affirm calculates the annual percentage rate (APR) of a loan using simple interest, which equals the rate multiplied by the loan amount and by the number of months the loan is outstanding. This is different from compound interest, in which the interest expense is calculated on the loan amount and also the accumulated interest on the loan from previous periods. You can think about compound interest as “interest on interest,” which can make the your loan amount grow larger and larger. Credit cards, for example, use compound interest to calculate the interest expense on outstanding credit card debt.
How do I make payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
Can I return an item I bought with Affirm?
Yes. You can return an item bought with Affirm by initiating the return process with a Dothan Hot Tub Warehouse representative, pursuant to the Return Policy.
How long does it take to get my money back in the event of a return?
Upon receipt of the return, you should see a refund from Affirm post within 3 to 10 business days, depending on your bank’s processing time.
Where can I learn more about Affirm?
You can visit their website at affirm.com.